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First New Mexico Bank
First New Mexico Bank
First New Mexico Bank
In order to comply with the rules for Automated Clearing House (ACH) credits and debits which will take effect as of September 15, 2017, we want to make you aware of what may occur. Due to these changes, virtually all types of electronic payments (excluding debit card transactions), for both credits and debits are now eligible to be processed on the same day they are originated. This will speed up the payment system, which has a great benefit when you are receiving a payment, but also means when you are making a payment, it will now debit your account sooner, possibly the same day you wrote the check. What does this mean to you? We recommend you have funds available in your account for payments when you write a check that can be converted electronically or when you make online payments or payments via telephone. Having available funds will avoid incurring NSF fees, as float times will be greatly reduced, if not eliminated altogether. First New Mexico Bank, wants to keep you informed of these coming changes. If you have any questions, please contact us at 575-546-2691. Thank you!


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